1. Definitions
'Prism' is the interactive on-line service operated by PrismProduct.com ('Prism') on the World Wide Web of the Internet,
consisting of information services and content. 'User' means each person who establishes or accesses a connection ('Account') for access to and use of Prism.

2. General
(A) This Agreement, which incorporates by reference other provisions applicable to use of Prism, including, but not limited to,
supplemental terms and conditions set forth in paragraph 14 hereof ('Supplemental Terms') governing the use of certain specific material contained in Prism, sets forth the terms and conditions that apply to use of Prism by User. By using Prism (other than to read this Agreement for the first time), User agrees to comply with all of the terms and conditions hereof. The right to use Prism is personal to User and is not transferable to any other person or entity. User is responsible for all use of User? Account (under any screen name or password) and for ensuring that all use of User? Account complies fully with the provisions of this Agreement. User shall be responsible for protecting the confidentiality of User? password(s), if any.

(B) Prism shall have the right at any time to change or discontinue any aspect or feature of Prism, including, but not limited to, content, hours of availability, and equipment needed for access or use.

3. Changed Terms
Prism shall have the right at any time to change or modify the terms and conditions applicable to User? use of Prism, or any part thereof, or to impose new conditions, including, but not limited to, adding fees and charges for use. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting on Prism, or by electronic or conventional mail, or by any other means by which User obtains notice thereof. Any use of Prism by User after such notice shall be deemed to constitute acceptance by User of such changes, modifications or additions.

4. Equipment
User shall be responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed for access to and use of Prism and all charges related thereto.

5. User Conduct
(A) User shall use Prism for lawful purposes only. User shall not post or transmit through Prism any material which violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or which, without Prism? express prior approval, contains advertising or any solicitation with respect to products or services. Any conduct by a User that in Prism? discretion restricts or inhibits any other User from using or enjoying Prism will not be permitted. User shall not use Prism to advertise or perform any commercial solicitation, including, but not limited to, the solicitation of users to become users of other on-line information services competitive with Prism unless otherwise specified.